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Our fee is a small percentage of the amount we save you. Our fee is a small percentage of the amount we save you. Don't consolidate your debt, negotiate your debt. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. Our proven track record in the past eight years has been 50% to 90% reductions. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. Don't consolidate your debt, negotiate your debt. Settle debts for pennies on the dollar. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Just having objective third party intervention can set the tone for amiable resolution. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help.

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